tag:blogger.com,1999:blog-37056073.post5199771775200342027..comments2024-02-16T00:57:30.275-08:00Comments on Personal Finance Blog- India V 2.0: SIP in Mutual Fund + Patience = Wealth CreationIdeasmoneyhttp://www.blogger.com/profile/09867543349174521418noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-37056073.post-43204760618295630802008-12-24T10:31:00.000-08:002008-12-24T10:31:00.000-08:00For a more informed investor who has the time to r...For a more informed investor who has the time to research, I would recommend selecting mutual fund schemes to invest in based on the following criteria.<BR/><BR/>1. Longterm Performance , consistency in Returns<BR/>2. Short Term Performance (though a fund has performed well in the past, is there a let down in short to mid term performance)<BR/>3. Performance across market cycles, like during bullish and bearish phases (how well did the fund perform during the bearish phases)<BR/>4. Fund Corpus (When selecting midcap funds, the corpus size is very important)<BR/>5. Fund Managers performance with the scheme(If a fund just got a new fund manager, I would observe the performance under this new manager before I select the fund)<BR/>6. For equity mutual funds, one will also need to evaluate risk. (Exposure to midcaps, Standard Deviation of the fund)<BR/>7. For debt mutual funds, apart from risk one also need to examine entry/exit loads and expense ratio are very important.Anonymousnoreply@blogger.com