Looking back! Investing is so simple.

When we look back at the last six months , the markets have moved from strength to strength. Experts have started predicting the upward trend for Sensex and Nifty. The same guys were extremely pessimistic six months back is another story.

Those who have been left out have started cribbing and are planning to join the band wagon now!!

On a personal note, I saw many of my friends stop investing last year and many even stopped their SIPs. This period of volatility has practically emphasised two things.

1. Do not try to time the market.
2. Be a regular investor .( what better than SIP in equity funds for regular investment).

By following this you may not get great returns but at least you can ensure that you get around 15-20% p.a ..and that too tax free ( as of now).

When investing in SIP its important to spread across the installments for a good period and stay invested for a longer period ( min 5 years), so that you can achieve this.

This is as easy as filling up a form ( Mutual fund SIP investment form -Equity fund) and do nothing for years.No need to track your stocks day by day, watch the business news channel or read a economic daily for stock tips.
This way you get to own a piece of corporate India and make all those corporates work for you!!!!

Sounds very simple isn't it? But we are used to complicating things in life more than necessary.!!

Retail Participation in Equity IPO

OIL IPO closed today with QIB portion oversubscribed 53.83 times, NII 10.477 times, Retail 1.7642 and Employee reservation 0.267 times.
Despite a great response from QIBs, retail participation is very minimal. When we were at the peak of bull run, any IPO was getting over subscribed heavily by retail investors too. In fact, lot of demat accounts got opened before the Reliance Power issue.
This shows that Retail investors just put in their money in IPOs only based on sentiments and mostly for short term benefits.
Can we infer that retail investors are just behaving as traders based on sentiments and are yet to mature as investors?

oil allotment ratio grey market premium listing price listing date subscription

L&T Finance NCD issue open till Sep 4

L&T Finance NCD issue is open till 4th September. This should be a good investment option considering the fact Bank FD yields are coming down.
There are four options that are available in this NCD issue.

OIL equity IPO which opens up on Sep 7 seems to be a good investment oppurtunity.

Web ideasmoney.blogspot.com

Simple Indian Food - Feel @home ( Best veg food blog )

" A Ship is safe when it is in Harbour, but the ship was not built for that"


These are just opinions/ ideas exchanged. No one can claim us responsible for any investment failures /losses based on the ideas expressed here.

Feel free to mail your queries/ comments to ideas.money@gmail.com