One small step

"A journey of a thousand miles begins with a single step." -- Confucius

When I interact with a lot of people who are interested in personal finance, I do talk about the benefits of SIP investing in diversified equity funds.( Why this is a must for long term wealth creation...so on and so forth). People genuinely seem to understand and are raring to go.

But many do not take the " pain" of enrolling for an SIP.Some collect forms from fund houses then wait. Some have actually downloaded forms , filled them and really didn't have the time to kick start it by posting the completed form.

Life is....

This was one mail forward that I got that made me think. ! This is esp. for those who are caught in an eternal debt trap.

Reduce your debts! 'Live' within your means.

Apple surpasses Microsoft's market capitalization

Apple surpassed Microsoft's market cap last week. Microsoft 's revolutionary windows and its user friendly user tools took the world by storm and made computing reach the masses. Bill Gates and Microsoft were the innovation icons in the last decade of 20th century.

Apple which was literally bailed out by Microsoft in the last decade has bounced back because of it's innovation. iphone, itouch and ipad are to a great extent shaping the future of computing tomorrow.

Innovation and making the innovation reach the masses makes great companies. Innovative computing , wireless data connection and cloud computing are the mantras of today which have got companies like Apple and Google to the fore.

Most of these companies have a R&D centre in India and hope a few of the next generation innovations comes from India or from Indian companies themselves which are now more dominant in the IT services sector. Hope some day we will have a company from India doing the same feat that Google and Apple are doing today.