Personal Finance Blog- India V 2.0: 7.5X in ten years

How my first equity (mutual fund) investment has fared?

Almost ten years since I made my first equity mutual fund investment, the amount is now more than seven times the original investment after a lot of ups and downs. ( CAGR- 22.7%- tax free)
This was an NFO investment and the product was "sold" to me. In recent years, I am not a fan of NFOs.
Even if the markets fall by half now, the investment would have grown 3.5 times, which is not bad
Key learning during last 10 years

Direct equity investment is not easy for an individual investor . Need a lot of time, research and also luck to beat the market.
Investing through diversified equity fund or balanced funds with a track record ( through SIP) is one of the easier option available to retail investors.
Dont track market news on a day to day basis.
Have very reasonable expectations from equity market in terms of returns (inflation + 2-5%).
Time in the market is more important than timing the market- but if you buy any asset with a high valuation ( including blue chip shares or equity MF), you may have to wait for a very long time to even recover your capital. So, try to practice low P/E or low P/B investing which is easier said than done.
Understanding risks involved is very important before investing in equity - Volatility, average return, standard deviation ,etc.
Finally, Power of compounding is amazing. Experience it- to realize it :-) .